Local transfer deposits: how to fund your account in your currency

Local transfer lets you fund a Bookxy balance by paying in your own currency, then uploading proof. It is designed for people whose cards are not accepted internationally, which is a very common situation across the continent.

Getting your payment details

When you start a local transfer, the app shows you the amount to pay and where to pay it. Those details belong to that one request. If you do not complete the payment, the request simply lapses and you start a new one. Nothing is lost.

Making the payment

Transfer the exact amount shown to the exact account displayed for that request. Do not round the figure, and do not reuse details from a previous deposit, because each request has its own. Where possible, pay from an account in your own name.

Uploading the receipt

After paying, upload the receipt or transfer confirmation. A bank app screenshot is fine as long as the amount, the date, the destination account and the reference are all legible. Then submit. The request appears in your wallet history straight away, so you can always see where it stands.

The credit

Uploading a receipt records your claim. Once the payment is confirmed, the credit appears in your wallet feed like any other transaction, which is why the two states are shown separately.

Card and crypto alternatives

Card deposits are available for several currencies, including NGN, KES, GHS and USD, and clear automatically. Crypto deposits are also supported. Local transfer exists for the cases where neither of those works for you.

If something goes wrong

Keep the receipt. If a deposit has not been credited after a reasonable time, contact support with the amount, date and reference. That is almost always enough to resolve it in a single message.